A delay in the submission of these documents can lead to the rejection of your credit card. Although the exact credit card documents may vary from one bank to another, you should keep all generic documents handy, including your PAN, Aadhaar, employee ID card, etc. It’s very crucial to be ready with the right documents as they are the key to get quick credit card approval. And then, they evaluate these details to determine your chances of getting instant approval on credit cards with different banks. These websites ask you to enter your personal details, such as your name, age, occupation, monthly income, employer, etc. These days, there are plenty of websites that allow you to check your credit card eligibility online. If you don’t have a satisfactory credit score, you can wait and take steps to improve it. Below are the tips that can help you get an instant credit card easily - īanks usually provide instant approval on credit cards for customers that have excellent credit scores Usually, applicants with a credit score of 750 or more are eligible for such cards. There are several eligibility requirements that you need to fulfil. Not everyone can get instant approval on credit cards. ![]() While some banks may ask you to furnish some basic documents, such as your income proof and age proof, some provide instant credit card approvals with zero documentation. This is why they don’t require too many documents from them. īanks usually provide an instant approval on credit cards based on the applicant’s credit score and debt status. Additionally, instant credit cards often have fewer fees and restrictions than traditional credit cards, making them a more attractive option for those looking to save money. Instant credit card holders can avail of discounts and cashback just like any other credit card. ![]() You can get access to credit within a few minutes and use it to tackle the situation at hand. It ensures that you won’t have to wait for several days to receive your credit card. Getting instant approval on credit cards can be of immense help during financial emergencies. You can simply log into your mobile phone app to access these details and use your card to complete a transaction. ![]() It’s because you can carry them in digital form, and all the important details related to your card, such as card number, card verification value or CVV, expiry date, etc. Instant credit cards are very convenient to use. Besides, it provides several additional benefits, such as. Features and benefits of an instant credit cardĪn instant credit card offers all the benefits that a normal credit card does. Sometimes, instant credit cards are also referred to as pre-approved credit cards. Post approval, you will receive your virtual credit card on your e-mail address, and you can start using it for online transactions immediately. You may or may not have to submit any documents to apply for an instant credit card. The only difference here is that you get instant approval on credit cards after completing the application process, unlike a regular credit card which takes almost seven to ten business days for approval. What is an instant credit card?Īn instant credit card works just like a normal credit card. This article explains what an instant credit card is and how you can get one easily. ![]() You can apply for an instant credit card online from the convenience of your home or office and start using it immediately.īut before you begin the application process, you must gain complete knowledge about the instant credit card you’re applying for and its eligibility criteria.ĭifferent credit cards require different eligibility requirements in terms of age, monthly income, and credit score. Several banks these days provide instant approval on credit cards with zero or minimum documentation. Instant credit cards are also commonly referred to as "instant approval" credit cards. An instant credit card is a type of credit card that is issued and approved within minutes, rather than the traditional process of having to wait for days for an application to be approved. Instant credit cards are becoming increasingly popular as more people look for ways to access funds quickly.
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